I first began budgeting a year ago. EveryDollar was the tool I chose, not just because of a friend’s recommendation, but also based on the simple fact that it is Dave Ramsey’s budget tool. The availability of a mobile app, plus a free version of the program itself, made EveryDollar seem like an ideal choice for a budgeting app. I…
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My husband and I are the kind of self-employed entrepreneurs who have a lot of little income streams that, as it were, flow into larger tributaries of income. As much as this helps our savings account grow a bit bigger each year, it can make our bookkeeping a lot more difficult. (Ideally, to continue the metaphor, our savings account would…
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Three months after receiving our undergraduate diplomas, we got married with not a care in the world. Except for that giant pile of student loan debt. And the impending cost of the master’s degree my husband had to take a week off from just so that we could go on our honeymoon. Did I mention this was the fall of…
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Sitting in front of the roaring fire, a large picture window showcasing the snow covered trees outside, Tim and I huddled together on the couch. We had finished dinner on this weekend alone at a friend’s cabin and instead of cuddling up with good books or whispering sweet nothings in each other’s ears, we were making a budget. Eight months…
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